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As I took a mortgage abroad

As I took a mortgage abroad.

A couple of months ago, I realized that it was time to get a house or apartment in case of emergency anywhere at sea. Immediately the question arose, "and where". But even as a hereditary Russian man, I immediately threw the idea of ​​our own, so to speak, "resorts" like Sochi and the Crimea, on a huge variety of reasons, and so that everyone understands. I wanted a civilized place, with a normal nature, good weather, is always desirable - in both summer and winter, and of normal real estate prices at worthy of its quality. I started with Europe, which quickly rejected since rabid price per m2 and the large distance to the beach, etc. Yes, and there are well-known Russian attitude, no matter what anyone said,. Further, in the course went to Bulgaria, Montenegro and Croatia, I also just quickly got to the core: Bulgaria - savok Savka, very small season, crime; Montenegro and Croatia - the same season in which not meet holiday and adapt should be under the weather, and real estate prices, if you still want to suddenly something more or less pretty, you'll have to shell out a tidy sum, as in Europe Spain, Italy and so forth. Therefore, having studied it all and the slurry "for" and "against", I stood oddly on Turkey. Who has any questions, I can just say "less look the telly." In Turkey, all as was, and is, and from the world of terrorism today is not insured, no country, who do not understand - take a trip to Europe. And I liked Turkey frankly all: virtually year-round season, it is always warm, the winter is 15 on average, excellent service everywhere as a person related to you, to the Russian is very good even respectable attitude (which I am particularly pleased with the course) beautiful nature, all very different, a lot of history all over the place, which is not poherivaetsya and cultivated vice versa. In Turkey, there is a normal food, there generally can have everything, everything is delicious, very varied cuisine. Not that in Thailand: beetles boiled, baked bugs, beetles Mochenov. Well, in short, Turkey - this thing! I do not recommended, because it is real, everything is very objective. Who does not know, can be compared easily. I am a longtime avid traveler who has traveled half the world already, so who does not want to compare myself, can I just believe, will do no wrong J

Well, I began to watch all sorts of offers on the internet.Apartments there any home. Who will deal with this, in my experience - do not waste time on it even, Ride and see for yourself with your own eyes, because that's what the internet, and in fact - sometimes two very different things. Better to spend time on the choice of a suitable company, which will have in place to serve, and all the apartments and villas, and so all will see, behold, more importantly, to the company, this was a great choice of facilities and it is desirable to have long worked in the market, then you will all show, talk and even then help with all questions everything. I just had the luck, I found this, so everything passes quickly, efficiently and professionally over. All views I spent 2 days, I certainly rolled everywhere, everything showing, etc. This immediately confess that I bought in Bodrum (it's near the west coast of Greece, Turkey), and went to see even in Didim (this is a new resort, few people know of our way, too, and he is very, very bad).And views on these 2 cities, and they are not small, it took me 2 days. I just have a good understand just guys from the agency, and we looked straight to the point, what we need. We looked at probably 50 choices. As a result, due to personal reasons I stopped at Bodrum, but again, that really impressed me Didim and the prices are just a grab and run without looking back. Well, if in 23 000 euros you can buy new big kv.60 2-room apartment in 2 steps from the sandy beach, and around all the shops, etc. For comparison (comparing himself) in Bulgaria for the money you can buy a studio 20m2 with no rooms in the 3-km. from the sea in a field where there is next to nothing else. So, who do not know, do not get fooled that in Bulgaria 15 000 euros you will be presented with a mansion in the blue sea.

Well, I chose the house that I just itch to buy, but money as usual is not enough. And then my soldiers (from the agency) offered me a wonderful way to solve all my problems - take a mortgage in the Turkish bank.I immediately liked the idea, because the list of documents required by the bank consisted essentially of 3 items: an income statement, a statement of my bank account in Russia and any statement yet, where the address is registered. So to me that's all. Other documents for me there have already gathered the guys from the agency. % Rate is several times lower than in Russia. I got 6.96%. In Russia now under 20% for a minute.

What has struck me most is the fact that the entire loan application procedure took me 4 days and my presence was required only for 1 day at all. That is, we have applied the next day the bank sent an expert commission for the evaluation of my property. After that, the next day was an expert report prepared on the basis of which gave me a certain amount of credit. On the last day we went to the bank, signed all the papers and went to the state.Inventory to make out the name on my property. So the procession also took half a day and I am the rightful owner, no running around, stretched into months without golovnyakov etc. At the same time I have learned that property in Turkey is not disputed, ie none, after I purchased and reissued the certificate of ownership, may not come and tell me, "Go take a walk, it's like mine," no one can get out of jail or from somewhere and suddenly announced to evict me or even sue the disputed transaction may not appear any minor children, etc. You're the only owner. And if you do not want to be the only one, you can enter in the St. of the ownership of anyone: his wife, his brother, the matchmaker, though the football team. I also liked that in Turkey, when you buy a house, or even an apartment, and you become the owner of the land! And not only: the house demolished and you goodbye as the way in the same Bulgaria and other countries.

That's all. I wish myself a good time in my house is super. And those who seem the story of my life to give us something useful, too, may I wish the same! ;))

Sergey Strezhevoi Moscow.

PS: I do not like to practice unfamiliar communication, but who will be highly necessary, can find me in social networks, I will answer the questions, I might have something to help than I can.

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